Skip to main content
Florida Health

Medicare Mental Health Coverage in Florida: What's Covered and How to Access It

Medicare covers a range of mental health services — but navigating the coverage rules, finding in-network providers, and understanding cost-sharing can be challenging. Here's what you need to know.

Jill Syfrett·February 19, 2026·6 min read

This article is currently being finalized. Check back soon for the full mental health coverage guide.

What This Article Will Cover

  • Medicare Part B outpatient mental health coverage: therapy, psychiatry, counseling
  • Medicare Part A inpatient psychiatric hospital coverage and day limits
  • Telehealth mental health services under Medicare in 2026
  • Mental health parity: new 2026 rules requiring equal coverage
  • How Medicare Advantage mental health benefits differ
  • Finding Medicare-accepting mental health providers in Pinellas County
  • Florida mental health resources and crisis services

Questions about mental health coverage? Book a free consultation.

Have questions about your coverage?

Our team offers free, no-pressure consultations for Florida residents. We compare every option available in your county.