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Medicare Advantage

Medicare Supplement Plan G vs. Plan N in Florida: Which Is the Better Value in 2026?

Plan G and Plan N are the two most popular Medigap options in Florida. Here's a detailed comparison of costs, coverage, and which one makes more sense for different health profiles.

Jill Syfrett·February 18, 2026·6 min read

This article is currently being finalized. Check back soon for the full comparison.

What This Article Will Cover

  • What Plan G covers (and what it doesn't)
  • What Plan N covers and its key differences from Plan G
  • 2026 premium ranges for Plan G and Plan N in Pinellas County
  • The Part B excess charge question: does it matter in Florida?
  • Break-even analysis: when does Plan G's higher premium pay off?
  • Underwriting requirements and health questions in Florida
  • Carrier comparison for Plan G and Plan N in the Tampa Bay area

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