Medicare Disclaimer

About Our Medicare Services

Integrity Health Solutions is an independent, licensed insurance agency. We are not a government agency, and we are not affiliated with the Centers for Medicare & Medicaid Services (CMS), the Social Security Administration, or any other federal or state government entity.

We represent multiple private insurance carriers that offer Medicare Advantage (Part C), Medicare Supplement (Medigap), and Prescription Drug Plans (Part D). Our services are provided at no cost to you; we are compensated by insurance carriers when you enroll in a plan through our agency.

Plan Availability and Benefits

Plan availability, premiums, benefits, copayments, deductibles, and network providers vary by county, carrier, and plan year. Benefits and plan details may change each year. A plan that is available in your area this year may not be available next year, and benefits may be modified at renewal.

We do not offer every Medicare plan available in your area. Any information we provide is limited to the plans and carriers we represent. To compare all available plans in your area, please visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, 24 hours a day, 7 days a week.

Enrollment and Eligibility

Medicare enrollment is subject to eligibility rules, enrollment periods, and federal regulations. Enrollment outside of designated enrollment periods may result in late enrollment penalties or delayed coverage. We encourage you to review your options carefully and contact us or Medicare directly with any questions about your eligibility or enrollment timing.

Out-of-Network and Service Area Limitations

Medicare Advantage plans typically have defined service areas and provider networks. Out-of-network services may result in higher costs or may not be covered at all, except in emergency situations. Always verify that your preferred doctors and hospitals are in-network before enrolling in a plan.

No Guarantee of Coverage or Benefits

Information provided on this website and during consultations is for general educational purposes only. It does not constitute a guarantee of coverage, benefits, or enrollment approval. Final coverage determinations are made by the insurance carrier, subject to Medicare rules and regulations.

Contact Medicare Directly

For comprehensive information about all Medicare options available to you — including plans we do not offer — please contact:

• Medicare.gov
• 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048
• Your State Health Insurance Assistance Program (SHIP) — a free, unbiased counseling service.

Questions?

If you have questions about this disclaimer or our Medicare services, please contact us:

• Email: [email protected]
• Phone: (727) 348-0589