How much does it cost to work with Integrity Health Solutions?

Our services are completely free to you. We are compensated by insurance carriers when you enroll in a plan through our agency. You pay the same premium whether you enroll through us or directly with the carrier.

What types of health insurance do you help with?

We help with Medicare Advantage, Medicare Supplement (Medigap), Part D prescription drug plans, ACA Marketplace plans, off-exchange private health plans, and COBRA alternatives.

Are you tied to one insurance company?

No. We are an independent agency, which means we compare plans from multiple carriers and recommend the one that best fits your health needs and budget — not the one that pays us the most.

What areas do you serve?

We are based in St. Petersburg, Florida and primarily serve Pinellas County and the greater Tampa Bay area. We are also licensed to serve clients throughout Florida.

What is changing with Medicare in 2026?

Key 2026 Medicare changes include the continuation of the $2,000 annual Part D out-of-pocket cap under the Inflation Reduction Act, updated Medicare Advantage benchmark rates, and potential Part B premium adjustments. We provide free annual reviews to help you navigate these changes.

Legal

Terms of Service

Name: Integrity Health Solutions
Address: St. Petersburg, FL, US
Telephone: +1-727-348-0589
Price range: Free

Effective Date: January 1, 2025

These Terms of Service ("Terms") govern your access to and use of the website operated by Integrity Health Solutions, LLC("we," "our," or "us") at integrityhealth.solutions (the "Site"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. Nature of Our Services

Integrity Health Solutions, LLC is a licensed independent health insurance agency. We provide educational information, plan comparisons, and enrollment assistance for Medicare, ACA Marketplace, and private health insurance plans. Our services are provided at no direct cost to you; we are compensated by insurance carriers upon enrollment.

Nothing on this Site constitutes legal, financial, tax, or medical advice. Insurance plan availability, premiums, benefits, and eligibility requirements vary by individual circumstances, location, and plan year. We strongly encourage you to review all plan documents carefully before enrolling.

2. Eligibility

You must be at least 18 years of age to use this Site and request our services. By using the Site, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.

3. Accuracy of Information

We strive to provide accurate and up-to-date information on this Site. However, insurance plan details, premiums, formularies, and regulatory requirements change frequently. Information on this Site may not reflect the most current plan offerings or regulatory changes. Always verify plan details directly with the insurance carrier or through official government resources such as Medicare.gov and HealthCare.gov.

4. No Guarantee of Coverage or Enrollment

Use of this Site and our services does not guarantee enrollment in any insurance plan. Enrollment is subject to carrier eligibility requirements, enrollment period rules, and applicable state and federal regulations. We are not responsible for enrollment errors caused by inaccurate information provided by you.

5. Intellectual Property

All content on this Site — including text, graphics, logos, images, and software — is the property of Integrity Health Solutions, LLCor its content suppliers and is protected by applicable copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our prior written consent.

6. Third-Party Links

This Site may contain links to third-party websites, including insurance carrier portals and government resources. These links are provided for your convenience only. We do not endorse, control, or assume responsibility for the content or privacy practices of any third-party site.

7. Disclaimer of Warranties

THE SITE AND ITS CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, INTEGRITY HEALTH SOLUTIONS, LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE OR OUR SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY SHALL NOT EXCEED $100.

9. Indemnification

You agree to indemnify, defend, and hold harmless Integrity Health Solutions, LLC and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the Site, your violation of these Terms, or your violation of any applicable law or regulation.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Pinellas County, Florida.

11. Changes to These Terms

We reserve the right to modify these Terms at any time. Changes will be effective upon posting to the Site with an updated effective date. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms.

12. Contact Us

If you have questions about these Terms, please contact us:

Integrity Health Solutions, LLC
St. Petersburg, Florida
Email: [email protected]
Phone: (727) 348-0589