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Integrity Health Solutions
Free Tools & Eligibility Checks

Health Insurance Tools
Built for Florida Residents

Free, no-obligation tools to help you compare Medicare and ACA plans, check your eligibility for extra benefits, and get expert guidance — without sales pressure.

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★ Featured Tool2026 · Pinellas County

2026 Florida Health Insurance Comparison

Compare every 2026 ACA and Medicare plan available in Pinellas County — premiums, deductibles, drug formularies, subsidy eligibility, and carrier profiles. Includes a built-in subsidy calculator and BREAKING: Aetna exit impact analysis.

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Guided Eligibility Funnels(6 tools)

Dual Eligible

Dual Eligible Benefits Check

Have Medicare and Medicaid?

Free eligibility check for Dual Special Needs Plans (D-SNP). Florida residents with both Medicare and Medicaid may qualify for extra dental, vision, hearing, transportation, and OTC benefits at no additional cost.

DSNPMedicareMedicaidDual Eligible
ACA

ACA Marketplace Health Plans

2026 Open Enrollment · Florida

Compare 2026 ACA Marketplace plans for Florida — Bronze, Silver, Gold, and Platinum tiers. Find out if you qualify for premium tax credits and cost-sharing reductions. Includes Aetna exit impact analysis.

ACAMarketplaceSubsidyFlorida
AEP

Medicare AEP Plan Review

Annual Enrollment Period · Oct 15 – Dec 7

Free Medicare plan review during the Annual Enrollment Period. Compare your current Medicare Advantage or Part D plan against 2026 options in Pinellas, Hillsborough, Manatee, and Pasco counties.

AEPMedicare AdvantagePart DPlan Switch
Caregiver

Caregiver Medicare Help

Helping Your Parent Navigate Medicare?

Free guidance for adult children and family caregivers helping an aging parent understand Medicare enrollment, plan options, and annual reviews. Covers Pinellas, Hillsborough, Manatee, and Pasco counties.

CaregiverMedicareFamilyEnrollment Help
ACAComing Soon

ACA Health Insurance Options

Off-Marketplace & Private Plans

Explore ACA-compliant and off-exchange private health insurance options for individuals, families, and self-employed Floridians. Includes COBRA alternatives and short-term coverage guidance.

ACAPrivate PlansCOBRA AlternativeOff-Exchange
Coming SoonAsk Jill instead
MedicareComing Soon

Medicare Supplement (Medigap) Guide

Fill the Gaps in Original Medicare

Compare Medicare Supplement plans (Plan G, Plan N, Plan F) available in Florida. Understand how Medigap works alongside Original Medicare to reduce out-of-pocket costs.

MedigapMedicare SupplementPlan GPlan N
Coming SoonAsk Jill instead

Calculators & Estimators

Interactive tools launching soon — built for Pinellas County residents.

Coming Soon

Medicare Cost Estimator

Estimate your total annual Medicare costs — premiums, deductibles, copays, and drug costs — across Original Medicare vs. Medicare Advantage.

Coming Soon

Drug Formulary Checker

Enter your medications and see which Pinellas County plans cover them, at what tier, and at what estimated cost.

Coming Soon

ACA Subsidy Calculator

Estimate your 2026 premium tax credit based on your household income and size. Includes standard APTC calculations.

Coming Soon

Medicare Enrollment Deadline Calculator

Enter your birthday and find your exact Initial Enrollment Period, General Enrollment Period, and Special Enrollment Period windows.

Coming Soon

Plan Comparison Tool

Side-by-side comparison of Medicare Advantage plans available in Pinellas County — premiums, MOOP, dental, vision, and drug coverage.

Coming Soon

IRMAA Income Threshold Calculator

Find out if your income triggers Medicare's Income-Related Monthly Adjustment Amount (IRMAA) surcharge and by how much.

Not sure which tool is right for you?

Jill can walk you through your options in a free 1:1 consultation — no pressure, no sales pitch.

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