Turning 65 triggers your Initial Enrollment Period — a 7-month window to sign up for Medicare without a late enrollment penalty. This hub walks you through every step, deadline, and decision.
3 months before your 65th birthday
2 months before
1 month before
After enrollment
Florida seniors face a critical choice between Medicare Advantage and Medigap plans. Here's how to compare them side-by-side for 2026 — including what's changing and what's not.
Everything you need to know about enrolling in Medicare when you turn 65 — Initial Enrollment Period, Part A and B, Advantage vs. Supplement, and how to avoid costly late-enrollment penalties.
If you qualify for both Medicare and Medicaid in Florida, a Dual Eligible Special Needs Plan (D-SNP) may give you significantly better coverage than a standard Medicare Advantage plan — often at $0 cost.
Helping an aging parent navigate Medicare is one of the most loving — and confusing — things you can do. Here's a practical guide for Florida caregivers covering enrollment, plan reviews, and how to get authorized to help.
The Medicare Annual Enrollment Period (AEP) runs October 15 – December 7. Use this checklist to make sure you review everything that matters before the deadline.
Prior authorization denials are one of the top complaints from Medicare Advantage enrollees. Here's how the process works, your rights, and how to appeal a denial in Florida.
Plan G and Plan N are the two most popular Medigap options in Florida. Here's a detailed comparison of costs, coverage, and which one makes more sense for different health profiles.
Not everyone should switch Medicare plans every year. Here's a practical framework for deciding when staying put is the right call — and when switching is worth the hassle.
Medicare covers home health care under specific conditions — but the rules are more restrictive than many beneficiaries realize. Here's what's covered, what isn't, and how to qualify.
Medicare covers skilled nursing facility care — but only under specific conditions and for a limited time. Here's exactly how the benefit works and what it costs in 2026.
Between jobs and need health insurance? Florida residents have several options beyond COBRA. Here's how to find affordable gap coverage quickly.
Your Medicare Explanation of Benefits (EOB) tells you exactly what Medicare paid and what you owe — but it can be confusing. Here's how to read it and what to do if something looks wrong.