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Local Market Analysis

ACA Marketplace Carriers in Florida 2026: Who's Offering What and Where

Florida's ACA Marketplace has multiple carriers competing for your business in 2026. Here's a breakdown of who's offering plans, in which counties, and what differentiates them.

Jill Syfrett·January 10, 2026·7 min read

This article is currently being finalized. Check back soon for the full carrier analysis.

What This Article Will Cover

  • Major ACA Marketplace carriers in Florida: Florida Blue, Ambetter, Molina, Oscar, UnitedHealthcare, Cigna
  • County-by-county carrier availability in the Tampa Bay region
  • HMO vs. PPO vs. EPO plan structures by carrier
  • Network breadth comparison: which carriers have the most providers
  • Drug formulary comparison for common medications
  • Star ratings and quality metrics for Florida Marketplace plans
  • New carrier entries and exits for 2026

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