Skip to main content
Medicare Advantage

Medicare Home Health Care Coverage in Florida: What's Covered and What Isn't

Medicare covers home health care under specific conditions — but the rules are more restrictive than many beneficiaries realize. Here's what's covered, what isn't, and how to qualify.

Jill Syfrett·February 22, 2026·6 min read

This article is currently being finalized. Check back soon for the full home health care guide.

What This Article Will Cover

  • Medicare's definition of "homebound" and why it matters
  • Covered home health services: skilled nursing, physical therapy, speech therapy, occupational therapy
  • What Medicare does NOT cover: custodial care, 24-hour care, meals, homemaker services
  • How to qualify for Medicare home health benefits
  • How Medicare Advantage home health benefits differ from Original Medicare
  • Florida-specific home health agencies and how to find a certified provider
  • Long-term care planning: when Medicare isn't enough

Questions about Medicare home health coverage? Book a free consultation.

Have questions about your coverage?

Our team offers free, no-pressure consultations for Florida residents. We compare every option available in your county.