This article is currently being finalized. Check back soon for the full IRMAA guide.
What This Article Will Cover
- What IRMAA is and how it's calculated
- 2026 Part B and Part D IRMAA surcharge tables
- Which tax year income is used for 2026 IRMAA calculations
- Life-changing events that can trigger an IRMAA appeal (Form SSA-44)
- Strategies to reduce IRMAA: Roth conversions, QCDs, income timing
- How IRMAA interacts with Medicare Advantage plan premiums
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